Momentum – Independent Financial Adviser Graduate Programme 2026

Gradidge Mahura Investments, in partnership with Momentum Distribution Services, is inviting suitably qualified graduates to apply for a three-year Independent Financial Adviser Graduate Programme in Cape Town.

The programme provides a structured progression from administrative support to paraplanning and ultimately a supervised Junior Financial Adviser role. Participants will receive accredited training, mentorship and practical financial-services experience.

Important: This is a three-year, fully workplace-based graduate programme in Century City. No previous financial-services industry experience is required, but applicants need a relevant financial-planning qualification and must reside in the placement region or surrounding areas.

At a glance

What this opportunity is

This is a structured three-year graduate-development programme designed to prepare participants for careers as professional Independent Financial Advisers.

The programme combines accredited training, practical experience, mentorship and progressive responsibility. Graduates will initially provide administrative and client-support services before moving into paraplanning and supervised financial advice.

Participants will gain exposure to financial-needs analysis, financial products, regulatory compliance, client communication, practice management, financial planning and ethical advice.

The programme also includes community and Corporate Social Investment activities intended to support inclusive financial education and strengthen relationships with local communities.

Programme structure

Year 1: Administrative Assistant

The first year is the foundation phase and focuses on technical proficiency, compliance and client support.

• Support Independent Financial Advisers with client onboarding.
• Complete administrative and compliance documentation.
• Participate in technical, business and client-training modules.
• Gain exposure to financial-needs analysis.
• Learn about FAIS and POPIA compliance.
• Develop professional client-communication skills.
• Follow up on outstanding cases and documentation.
• Build relationships with clients, mentors and stakeholders.
• Develop financial-literacy, marketing and digital skills.
• Receive continuous mentorship and coaching.

Compensation is confirmed for the first year and includes a co-funded contribution from Gradidge Mahura Investments. The amounts are not included in this summary.

Year 2: Paraplanner

The second year is the transition phase and focuses on holistic financial planning and advanced technical skills.

• Transition into a paraplanner role.
• Support advisers with financial-planning activities.
• Begin preparing for the Regulatory Examination for Representatives, commonly known as RE5.
• Learn to prepare holistic financial plans.
• Identify appropriate cross-selling and upselling opportunities.
• Assist with client reviews.
• Apply knowledge of financial products and quotation processes.
• Develop an understanding of client segmentation.
• Continue training through the New Adviser Academy.
• Strengthen analytical, reporting and client-relationship skills.

The official listing confirms increased compensation during the second year. The amount is omitted from this summary.

Year 3: Junior Financial Adviser

The third year focuses on adviser readiness and Fit and Proper competency while the participant works as a Junior Financial Adviser under supervision.

• Transition into a supervised Junior Financial Adviser role.
• Complete Class of Business training.
• Complete product-specific accreditation.
• Work towards completing the RE5 examination.
• Gain practical client-facing experience.
• Develop ethical financial-advice skills.
• Participate in quarterly mock client-facing assessments.
• Build confidence in delivering inclusive financial solutions.
• Prepare for longer-term professional and career progression.

The official listing confirms further compensation progression during the third year. The amount is omitted from this summary.

Potential longer-term development may include the RE1 examination or Certified Financial Planner designation. These are development possibilities and are not guaranteed outcomes of the graduate programme.

Minimum qualification requirements

Applicants need at least one of the following relevant qualifications:

• A Bachelor of Commerce degree in Financial Planning.
• A relevant Bachelor of Commerce degree with a major in Financial Planning.
• A relevant Bachelor of Commerce degree with a major in Estate Planning.
• A Postgraduate Diploma in Financial Planning.

The official vacancy does not state whether final-year students who have not completed their qualifications may apply. Applicants should show the exact qualification name, institution and completion date on their CV.

Other requirements

• Strong digital capabilities.
• Willingness to engage with diverse clients and stakeholders.
• Interest in financial planning and professional financial advice.
• Willingness to complete structured training and assessments.
• Ability to work at the Century City placement location.
• Residence in Cape Town or surrounding areas.

No previous financial-services industry experience is required. The programme is designed for graduates who are eager to learn and develop within the industry.

The official advert does not state an age restriction, citizenship requirement, driver’s licence requirement or unemployment requirement. Applicants should answer any additional screening questions presented on the official application form accurately.

Main duties and responsibilities

• Support financial advisers with client onboarding.
• Complete administrative and compliance documentation.
• Prepare reports and presentations.
• Assist with data analysis used for business decisions.
• Follow FAIS, POPIA and other regulatory requirements.
• Participate in structured learning modules and assessments.
• Attend feedback, coaching and mentorship sessions.
• Deliver professional support to advisers and clients.
• Build relationships with clients, community partners and internal stakeholders.
• Support agreed client-service standards.
• Recommend appropriate client-service improvements.
• Promote the fair treatment of clients.
• Participate in Corporate Social Investment initiatives.
• Expand knowledge of financial services and industry trends.
• Share ideas that support learning and continuous improvement.
• Participate in continuing professional development activities.
• Identify opportunities to improve workflows.
• Help reduce unnecessary resource use.
• Support risk-identification and mitigation processes.
• Use company resources responsibly.

Skills and competencies

• Initiative and confidence.
• Personal accountability.
• Systems thinking.
• Planning and organisational ability.
• Time-management skills.
• Ability to adapt to changing requirements.
• Accuracy and professionalism.
• Client-service orientation.
• Ability to follow instructions and procedures.
• Respect for compliance requirements and authority.
• Resilience under pressure.
• Ability to learn from feedback and setbacks.
• Entrepreneurial and commercial thinking.
• Awareness of financial-services industry trends.
• Commitment to ethical professional conduct.
• Relationship-building and stakeholder-management ability.

Work arrangement

The programme is based in Century City, Cape Town. The official vacancy states that remote work is not available.

Applicants must reside in the placement region or surrounding areas and should ensure that they can travel reliably to the workplace.

The official listing does not state that accommodation, transport or relocation assistance will be provided.

Documents to prepare

• An updated and professional CV.
• A copy of your South African identity document, if requested.
• Your degree or postgraduate diploma certificate.
• A complete academic record, if requested.
• Proof of residence, if requested.
• Accurate information about previous work, internships and volunteer experience.
• A reliable cellphone number and professional email address.

Applicants should highlight relevant financial-planning modules, academic projects, client-service experience, digital skills and community involvement accurately.

Application checklist

• Confirm that your qualification matches the stated financial-planning requirements.
• Show the complete qualification name on your CV.
• Include your institution and qualification-completion date.
• Highlight relevant financial-planning and estate-planning modules.
• Mention client-service, administration and digital skills.
• Include community or Corporate Social Investment involvement where applicable.
• Confirm that you live in Cape Town or a surrounding area.
• Check that you can attend the Century City workplace.
• Complete all required sections of your recruitment profile.
• Submit before the official closing date.

Need assistance preparing your CV or application documents? Visit our Learnership Resources and Guides.

About the programme partners

Gradidge Mahura Investments is an independent South African wealth-management and financial-planning business. Momentum Distribution Services forms part of Momentum Group’s financial-services operations and supports the distribution of financial solutions through professional advice channels.

Learn more through the official Gradidge Mahura Investments website and the official Momentum website.

Quick tips for applicants

• Apply by 30 August 2026 where possible.
• Tailor your CV towards financial planning rather than submitting a generic graduate CV.
• Include relevant academic modules and projects.
• Highlight client-service and communication experience.
• Mention digital tools you can use confidently.
• Show your interest in professional financial advice and ethical practice.
• Include relevant community or volunteer activities.
• Check that your Momentum recruitment profile is complete.
• Keep confirmation that your application was submitted.

Common application mistakes

• Applying without a relevant financial-planning qualification.
• Listing only “BCom” without stating the major or specialisation.
• Assuming that the programme is remote.
• Failing to show relevant academic projects or digital skills.
• Uploading an outdated or incomplete CV.
• Leaving required sections of the recruitment profile incomplete.
• Waiting until the closing date to begin the application.

Scam warning

Apply only through Momentum Group’s official recruitment platform.

• Do not pay anyone for an application, interview, assessment, training or graduate placement.
• Do not share banking PINs, passwords or one-time PINs.
• Do not trust anyone who guarantees selection in exchange for money.
• Confirm that the vacancy reference is MMH260814-8.
• Upload personal documents only through a secure official recruitment process.

How this opportunity was verified

This opportunity was verified using Momentum Group’s official recruitment listing for the Independent Financial Adviser Graduate Programme in Cape Town, reference MMH260814-8.

The official listing confirmed the three-year structure, Century City location, qualification requirements, programme stages, compensation progression, responsibilities and closing date.

The vacancy does not state the programme start date, number of available positions, detailed employee benefits or whether progression between stages is automatic. Compensation is confirmed, but the amounts have been omitted from this summary.

Read more about our process on the How We Verify Listings page.

How to apply

1. Open the official Momentum Group application page below.
2. Confirm that the reference number is MMH260814-8.
3. Confirm that the location is Century City, Cape Town.
4. Read the complete three-year programme information.
5. Sign in to your recruitment profile or create a new profile.
6. Complete your personal, education and experience information accurately.
7. Upload your updated CV and supporting qualification documents.
8. Answer all screening questions honestly.
9. Review your contact details and application documents.
10. Submit before the closing date.

Application closing date

The official closing date is 31 August 2026.

The exact closing time is not stated. Applicants should submit by 30 August 2026 to reduce the risk of missing the deadline because of profile, document-upload or technical problems.