Momentum – Graduate Programme

Financial adviser graduate programmes can help graduates build practical experience in financial services, client support, financial planning, compliance, administration, paraplanning, advice processes, professional ethics and long-term adviser development. Eternity Financial Solutions, in partnership with Momentum Distribution Services, is recruiting for a Graduate Programme – Independent Financial Adviser (IFA) in Edenvale, Gauteng.

This is a structured three-year graduate journey designed to build professional competence, ethical awareness and client-focused skills while preparing graduates for a possible future career in financial advice.

Important: This opportunity is advertised as a graduate programme. It is not advertised as a learnership, internship or YES youth opportunity. Applicants need a minimum BCom degree in Financial Planning, Estate Planning, Legal Business Management, Marketing, Communications or Finance. No prior industry experience is required, and applicants must reside in the region of placement and surrounding areas.

At a glance

What this opportunity is

This is a Graduate Programme – Independent Financial Adviser opportunity with Eternity Financial Solutions in partnership with Momentum Distribution Services.

The official advert describes the programme as a structured three-year journey designed to build professional competence, ethical awareness and client-focused skills while contributing to meaningful community initiatives.

The programme offers accredited training, mentorship and hands-on experience in the financial advice environment.

The official advert shows a structured progression path from administrative support to paraplanning and then to a junior financial adviser role under supervision.

The official advert confirms remuneration across the programme phases. The post does not include the remuneration amounts; applicants should view the official advert and confirm the details directly with Momentum Group if shortlisted.

Who this opportunity may suit

This opportunity may suit a motivated graduate with a BCom degree in Financial Planning, Estate Planning, Legal Business Management, Marketing, Communications or Finance who wants to build a career in financial advice.

It may be suitable for someone who is interested in financial planning, client relationships, compliance, administration, advisory support, professional ethics, community initiatives and long-term career development in financial services.

The official advert states that no prior industry experience is required, which means the programme is aimed at graduates who are eager to learn and grow.

Because applicants must reside in the region of placement and surrounding areas, applicants should consider whether Edenvale and the surrounding Gauteng placement area is practical for them before applying.

What you will do and learn

The official vacancy describes a three-year development journey with different focus areas in each year.

Year 1: Foundation Phase – Administrative Assistant

In the first year, the focus is on technical proficiency, compliance and client support.

• Support Independent Financial Advisers with client onboarding.
• Support administration and compliance documentation.
• Participate in structured learning modules covering technical, business and client training.
• Gain exposure to financial needs analysis.
• Gain exposure to compliance requirements, including FAIS and POPIA.
• Gain exposure to client communication.
• Build strong relationships with clients, mentors and stakeholders.
• Develop skills in practice management, financial literacy, marketing and digital tools.
• Receive continuous mentorship and coaching.

Year 2: Transition Phase – Paraplanner Role

In the second year, the focus moves toward holistic financial planning and advanced technical skills.

• Transition into a paraplanner role.
• Support advisers with financial planning.
• Begin preparation for the Regulatory Examination RE5.
• Learn to develop holistic financial plans.
• Identify cross-sell and upsell opportunities.
• Support client reviews.
• Apply knowledge of financial products, quoting processes and client segmentation.
• Continue mentorship and structured training through the New Adviser Academy.
• Strengthen analytical, reporting and client relationship skills.

Year 3: Junior Financial Adviser under supervision

In the third year, the focus is on Fit and Proper competency and adviser readiness.

• Transition into a junior financial adviser role under supervision.
• Complete Fit and Proper competency requirements.
• Complete Class of Business training where applicable.
• Complete product-specific accreditation where applicable.
• Work toward the RE5 qualification.
• Gain practical exposure to client-facing engagements.
• Gain exposure to advice delivery and ethical practice.
• Participate in quarterly mock client-facing assessments to refine advisory skills.
• Build confidence in delivering inclusive financial solutions aligned with Momentum’s values.
• Prepare for long-term career progression, including potential RE1 exams and CFP designation.

General programme duties and responsibilities

• Support IFAs with client onboarding, administration and compliance documentation.
• Assist in preparing reports, presentations and data analysis to inform business decisions.
• Ensure compliance with FAIS, POPIA and other regulatory requirements.
• Participate in structured learning modules, assessments and feedback sessions.
• Deliver professional, client-centred support to IFAs and their clients.
• Build and maintain positive relationships with clients, community partners and internal stakeholders.
• Contribute to service delivery that meets agreed standards and expectations.
• Recommend enhancements to client service and promote fair treatment of clients.
• Participate in CSI initiatives that strengthen community trust and brand reputation.
• Develop collaborative working relationships with peers, mentors and stakeholders.
• Continuously expand knowledge of financial services, industry trends and ethical practice.
• Share innovative ideas and contribute to a culture of learning and improvement.
• Take ownership of personal career development through mentorship, CPD activities and reflective practice.
• Identify opportunities to streamline workflows and reduce resource wastage.
• Demonstrate accountability in managing company resources entrusted during the programme.
• Provide input into risk identification and mitigation processes, ensuring compliance and ethical standards.

Important: The duties above are based on the official vacancy. Eternity Financial Solutions and Momentum Distribution Services may allocate additional reasonable client service, administration, financial planning support, compliance, paraplanning, community initiative, training, reporting, stakeholder-management or adviser-development duties according to programme and business requirements.

Eligibility requirements

Applicant requirements

• Must have a minimum BCom degree in Financial Planning, Estate Planning, Legal Business Management, Marketing, Communications or Finance.
• Must have strong digital capabilities.
• Must be willing to engage with diverse stakeholders.
• No prior industry experience is required.
• Must reside in the region of placement and surrounding areas.
• Must be willing to participate in structured learning modules, assessments, feedback sessions and mentorship.
• Must be able to support client onboarding, administration and compliance documentation.
• Must be able to work with clients, community partners, mentors and internal stakeholders.
• Must be able to follow compliance requirements and ethical standards.
• Must provide complete, accurate and truthful information during the official application process.

Qualification requirement explained

The official advert requires a minimum BCom degree in Financial Planning, Estate Planning, Legal Business Management, Marketing, Communications or Finance.

Applicants should clearly show their qualification, institution, field of study and completion details on the CV.

Applicants should prepare their qualification certificate and academic record if requested through the official Momentum Group eRecruit application platform.

No prior industry experience requirement explained

The official advert states that no prior industry experience is required.

This programme is designed for graduates who are eager to learn and grow in financial services.

Applicants should still show any relevant academic projects, leadership, volunteering, client service, sales, administration, communication, finance, marketing, compliance or community experience where applicable.

Placement-area requirement explained

The official advert states that applicants must reside in the region of placement and surrounding areas.

The vacancy is based in Edenvale, Gauteng, and the official listing states that there is no remote opportunity.

Applicants should consider transport, location, daily availability and the practical requirements of attending work in the placement area before applying.

Digital capability and stakeholder requirement explained

The official advert requires strong digital capabilities and willingness to engage with diverse stakeholders.

Applicants should show any digital tools, Microsoft Office, reporting, CRM, data capturing, presentation, online communication or financial planning software exposure where relevant.

Applicants should also highlight communication, teamwork, client service, stakeholder engagement, relationship-building or community involvement where applicable.

Competencies listed in the advert

The official advert lists the following competencies:

• Deciding and initiating action.
• Systems thinking.
• Planning and organising.
• Delivering results and meeting client expectations.
• Following instructions and procedures.
• Coping with pressures and setbacks.
• Entrepreneurial and commercial thinking.

Skills and personal attributes that may help

• Interest in financial planning and client advice.
• Professional ethics and respect for compliance requirements.
• Accuracy when working with client information and documentation.
• Strong communication and relationship-building skills.
• Ability to learn structured technical content.
• Digital confidence and willingness to use business tools.
• Interest in financial literacy and client education.
• Ability to manage tasks, deadlines and follow-ups.
• Resilience when working through assessments, client follow-ups and feedback.
• Commercial thinking and awareness of financial services trends.
• Accountability when managing company resources and confidential client information.
• Willingness to contribute to community and CSI initiatives.

What this opportunity really means

This is a structured three-year graduate programme that aims to develop graduates from foundational administrative support into paraplanning and junior adviser readiness under supervision.

The successful applicant should expect a combination of workplace experience, accredited training, mentorship, client support, compliance learning, financial planning exposure, assessments, feedback sessions and community initiative involvement.

The programme may help applicants build a long-term career path in financial advice, but applicants should still confirm progression requirements, performance expectations, remuneration details, working hours, reporting arrangements and programme conditions directly with Momentum Group if shortlisted.

Applicants should also understand that financial services work requires professionalism, ethical conduct, compliance awareness, accurate administration, client confidentiality and continuous learning.

Application checklist

Prepare the following before applying:

• Updated CV.
• Clear copy of South African ID or valid identity document, if requested.
• Proof of BCom degree in a relevant field, if requested.
• Academic transcript or record of results, if requested.
• Information confirming that you reside in the region of placement and surrounding areas.
• Examples of digital capabilities, such as Microsoft Office, reporting, presentations, data capturing or online communication tools.
• Examples of client service, administration, finance, marketing, communication, leadership, volunteering or community initiative exposure, if applicable.
• Examples of planning, organising, following procedures and meeting deadlines.
• Information showing interest in financial planning, ethical practice and client-focused work.
• Reliable cellphone number and professional email address.
• Any supporting documents requested through the official Momentum Group eRecruit application platform.

Need assistance with CVs, certified documents and application preparation? Visit our Learnership Resources and Guides.

Important note for applicants

This opportunity is advertised as a graduate programme. It is not advertised as a learnership, internship or YES youth opportunity.

The official advert describes a structured three-year journey that includes accredited training, mentorship and hands-on financial services experience.

The official advert requires a minimum BCom degree in Financial Planning, Estate Planning, Legal Business Management, Marketing, Communications or Finance.

No prior industry experience is required, but applicants must reside in the region of placement and surrounding areas.

The official advert confirms remuneration during the programme. Applicants should view the official advert and confirm remuneration details directly with Momentum Group if shortlisted.

The official listing states that, as an applicant, you should verify the legitimacy of the job advert on the company career page.

Momentum Group states that it is committed to Employment Equity, diversity and inclusion when recruiting internally and externally. All appointments are made in alignment with Employment Equity goals, and people with disabilities are encouraged to apply.

About the sponsor

Momentum Distribution Services is part of Momentum Group’s financial services environment and is linked to the development of financial advice and distribution capabilities.

Momentum Group describes itself as a South African financial services group active in life insurance and integrated financial services.

The official advert states that Momentum Distribution Services invites motivated graduates to join the IFA Graduate Programme, which is designed to develop professional competence, ethical awareness and client-focused skills.

This graduate programme is offered by Eternity Financial Solutions in partnership with Momentum Distribution Services and is based in Edenvale, Gauteng.

Learn more through the official Momentum Group website

Quick tips for applicants

• Apply before the official closing date of 19 July 2026.
• Submit by 18 July 2026 to reduce the risk of missing the deadline.
• Use reference number MMH260710-5 when tracking the vacancy.
• Make sure your CV clearly shows your BCom degree and field of study.
• Clearly show Financial Planning, Estate Planning, Legal Business Management, Marketing, Communications or Finance relevance.
• Highlight digital capabilities and any reporting, presentation, administration or client-service exposure.
• Show interest in financial advice, compliance, client relationships and ethical practice.
• Include any community initiative, volunteer, leadership or stakeholder engagement experience if applicable.
• Be honest about where you reside, because the advert requires applicants to reside in the region of placement and surrounding areas.
• Prepare to discuss why you want to build a long-term career in financial services.
• Check that your cellphone number and email address are correct before submitting.
• Apply only through the official Momentum Group eRecruit vacancy page.

Common mistakes that get applicants rejected

• Applying without the required BCom degree.
• Not showing the field of study clearly on the CV.
• Submitting a generic CV that does not connect to financial services or client-focused work.
• Not showing digital capabilities clearly.
• Not showing communication, planning, organising or stakeholder engagement skills.
• Not showing interest in financial planning, ethical practice and compliance.
• Providing unclear or incorrect residence, education or contact information.
• Using an incorrect cellphone number or email address.
• Uploading an outdated or incomplete CV.
• Applying through unofficial links instead of the official Momentum Group eRecruit vacancy page.
• Submitting the application after 19 July 2026.

Scam warning (important)

Applicants should apply only through the official Momentum Group eRecruit recruitment page or another vacancy page clearly linked from an official Momentum Group careers website.

The official advert advises applicants to verify the legitimacy of the job advert on the company career page.

Do not pay anyone for registration, an application, an interview, background checks, training, equipment, transport, accommodation or placement. Legitimate employers do not require applicants to pay money to secure a graduate programme opportunity.

Do not share banking PINs, passwords, one-time PINs, email passwords, system passwords or unnecessary financial information with anyone claiming that they can guarantee a Momentum Group, MDS, Eternity Financial Solutions or IFA graduate programme placement.

Be cautious of recruitment messages sent from unofficial email addresses, private social-media accounts or cellphone numbers that request payment, favours, banking information or confidential documents outside the official application process.

Upload identity documents, qualifications, CVs and other sensitive documents only through the official and secure recruitment process.

Always return to the official Momentum Group vacancy page to confirm that the opportunity and application link remain genuine and available.

How this opportunity was verified

This opportunity was verified from the official Momentum Group eRecruit listing for Graduate Programme – Independent Financial Adviser (IFA) Eternity Financial Solutions in partnership with Momentum Distribution Services.

The official listing confirmed the job title, reference number, closing date, graduate position type, Operations role family, Momentum Distribution Services cluster, remote opportunity status, South Africa country, Gauteng province and Edenvale town / city.

The official listing also confirmed the three-year programme structure, accredited training and mentorship wording, year-by-year progression, qualification requirements, no prior industry experience requirement, placement-region requirement, duties and responsibilities, competency requirements and Employment Equity policy wording.

The official advert confirms remuneration for the programme phases. The post does not include remuneration amounts. Applicants should view the official advert and confirm remuneration details directly with Momentum Group if shortlisted.

Read more about our verification process on the How We Verify Listings page.

How to apply

1. Open the official Momentum Group eRecruit application link below.
2. Read the complete Graduate Programme – Independent Financial Adviser advert carefully.
3. Confirm that you have the required BCom degree in one of the listed fields.
4. Confirm that you reside in the region of placement and surrounding areas.
5. Prepare your updated CV and any supporting documents requested by the official eRecruit platform.
6. Select the Apply option on the official vacancy page.
7. Create an eRecruit candidate profile or sign in if you already have one.
8. Complete your profile fully, because the site may require a complete profile before applications can be submitted.
9. Complete all personal, education, qualification, residence, employment-history and screening questions honestly.
10. Enter your financial planning, finance, marketing, communications, digital, client service, administration, stakeholder engagement and community initiative experience accurately where applicable.
11. Upload your CV and any documents requested by the official platform.
12. Read the privacy and application terms carefully before submitting personal information.
13. Check that your cellphone number, email address, qualification details, residence details and uploaded documents are correct.
14. Submit the application by 18 July 2026 where possible.
15. Keep the application confirmation or proof of submission.

Application Closing Date

The official closing date is 19 July 2026.

The official vacancy does not state the exact closing time. Applicants should submit by 18 July 2026 to reduce the risk of missing the deadline because of technical issues, missing documents or an incomplete online profile.