Momentum – IFA Graduate Programme

Gradidge Mahura Investments, in partnership with Momentum Distribution Services, is inviting graduates to apply for its Independent Financial Adviser Graduate Programme in Century City, Cape Town.

The three-year programme combines accredited training, mentorship and practical experience, progressing from administrative support to paraplanning and supervised financial advice.

Read this first: Applicants need a relevant financial-planning qualification and must live in the placement region or surrounding areas. Previous industry experience is not required. The programme is workplace based, with no remote-work option.

At a glance

What this programme involves

Graduates develop financial-planning knowledge, professional judgement and client-service skills while supporting advisers and their clients. Training covers technical work, business operations, compliance and ethical practice.

Community and Corporate Social Investment activities also form part of the programme, alongside mentorship, assessments and feedback.

Programme structure

Year 1: Administrative Assistant

The foundation year develops accuracy, compliance awareness and client-support skills. Activities include:

• Helping advisers onboard clients and complete administrative documentation.
• Following up on outstanding cases and information.
• Learning about financial-needs analysis, FAIS and POPIA compliance.
• Developing communication, practice-management and digital skills.
• Completing structured learning with ongoing coaching.

Year 2: Paraplanner

The second year develops technical planning skills and introduces more detailed support for advisers. Activities include:

• Helping prepare holistic financial plans and client reviews.
• Working with financial products, quotations and client information.
• Identifying suitable opportunities to address additional client needs.
• Beginning preparation for the RE5 regulatory examination.
• Continuing development through the New Adviser Academy.

Year 3: Junior Financial Adviser

The final year focuses on adviser readiness while working under supervision. Activities include:

• Completing Class of Business training and product-specific accreditation.
• Completing the RE5 component described in the programme.
• Gaining experience in client meetings, advice delivery and ethical practice.
• Taking part in quarterly mock client-facing assessments.

The advert also identifies RE1 examinations and the Certified Financial Planner designation as potential longer-term development paths. These are possibilities rather than guaranteed programme outcomes.

Minimum qualification requirements

Applicants need one of the following:

• A BCom degree in Financial Planning.
• A BCom degree with a major in Financial Planning or Estate Planning.
• A Postgraduate Diploma in Financial Planning.

State your full qualification name, specialisation, institution and completion date clearly. The advert does not expressly confirm eligibility for final-year students awaiting completion.

Other requirements and competencies

• Strong digital capabilities.
• Willingness to work with diverse clients and stakeholders.
• Residence in the placement region or surrounding areas.
• Initiative, accountability and sound judgement.
• Planning, organisation and time-management skills.
• Accuracy, professionalism and a commitment to client service.
• Ability to follow procedures and respond constructively to feedback.
• Resilience and an interest in commercial and community needs.

Appointments follow Momentum Group’s Employment Equity goals. The organisation encourages people with disabilities to apply.

Main responsibilities

• Provide administrative and client-onboarding support to financial advisers.
• Help prepare reports, presentations and information for business decisions.
• Follow applicable compliance requirements and internal procedures.
• Attend learning sessions, assessments, mentoring and feedback discussions.
• Build productive relationships with clients, colleagues and community partners.
• Support fair treatment of clients and improvements to service delivery.
• Participate in community initiatives and continuing professional development.
• Use company resources responsibly and contribute to identifying risks and improving workflows.

Compensation and work arrangements

Compensation is confirmed for all three years, with progression as responsibilities increase. The first-year arrangement includes a co-funded contribution from Gradidge Mahura Investments.

Plan for regular attendance at the Century City workplace. Before accepting an offer, confirm the contract, working hours, benefits, assessment requirements and conditions for moving between programme stages.

The advert does not specify a start date or the number of available places.

Documents to prepare

Use this as a preparation checklist; the recruitment portal determines the exact documents required:

• An updated CV tailored to financial planning.
• Your qualification certificate and an academic record showing relevant subjects.
• Identification and proof of residence, if requested.
• Accurate details of internships, employment, projects or volunteer activities.
• A cellphone number and email address that you check regularly.

Highlight relevant academic projects, digital tools, administrative tasks and client-service experience honestly. Avoid including confidential client information in examples of previous work.

For application preparation help, visit our Learnership Resources and Guides.

About the programme partners

Gradidge Mahura Investments provides wealth-management services for individuals, families and businesses, including investment portfolios and wealth-protection planning. Visit the official Gradidge Mahura Investments website.

Momentum is a South African financial-services brand offering insurance, investments, savings, healthcare and financial advice. Momentum Distribution Services partners with advisers in distributing financial solutions. Visit the official Momentum website.

Common application mistakes

• Listing only “BCom” without identifying the major or specialisation.
• Leaving qualification dates or recruitment-profile fields incomplete.
• Overstating experience or claiming professional credentials not yet obtained.
• Failing to check whether regular travel to the workplace is practical.
• Uploading unreadable documents or submitting without reviewing contact details.
• Relying on an old closing date instead of checking the current official advert.

Scam warning

Momentum Group confirms that it does not charge for job applications and uses official recruitment channels.

• Apply through the official recruitment page linked below.
• Do not pay anyone for an application, interview, assessment or promised placement.
• Never share banking PINs, passwords or one-time PINs.
• Check that the vacancy reference is MMH260814-8.
• Verify suspicious messages through contact details published on the company’s official website.
• Upload personal documents only through the legitimate recruitment process.

How this opportunity was verified

The programme information and current closing date were checked against Momentum Group’s official recruitment listing on 14 October 2026. Partner information was checked on the official company websites, and the scam warning reflects Momentum Group’s published careers guidance.

Read more about our process on the How We Verify Listings page.

How to apply

1. Open the official vacancy using the Apply Here button below.
2. Check the reference number and Century City location against the table above.
3. Read the full programme description and qualification requirements.
4. Sign in to your recruitment profile or create an account.
5. Complete all required profile sections and answer screening questions accurately.
6. Upload the documents requested by the portal.
7. Review your application, submit it and keep the confirmation.

Application closing date

The current official closing date is 19 October 2026.

The advert does not state a closing time. Aim to submit by 18 October to allow time for profile or document-upload problems.